A cash flow problem, not a credit problem
Most subcontractors who come to us are profitable. The issue is timing: the work is done, the invoice is valid, and the money is thirty, sixty or ninety days away while payroll is on Friday.
We fund against that gap so crews stay on site, suppliers stay paid and the next contract can still be accepted.
Sized to the contract
We look at the contract, the receivable and the counterparty rather than applying a blanket formula. That means the facility fits the job in front of you instead of an average of everyone else's.