Edmonton, Alberta · Established 1997
Financing secured by real assets, arranged by people you can reach.
Star Finance & Loan provides settlement loans, mortgages, bridge and secured financing, subcontractor funding and business investment capital across Alberta. Every application is assessed case by case, by an advisor in Edmonton.
We lend against real, verifiable assets. We are not a payday lender.
At a glance
- Settlement loans from
- $1,000
- All other loans from
- $10,000
- Funding can be released in
- Days
- Lending in Alberta since
- 1997
Not sure which product fits? Call us and describe the situation. We will tell you whether we can help before you fill in anything.
Email an advisorWhat we finance
Six ways we put capital to work
Each product below is asset-backed and structured around the specific situation in front of us, rather than sold from a rate sheet.
Settlement Loans
Advance funds against an expected personal injury settlement so clients can cover living costs while their case is properly negotiated.
Learn moreMortgages & General Lending
Residential and general mortgage solutions arranged around your circumstances, not a lender's checklist.
Learn moreBridge Financing
Short-term funding that covers the gap between a commitment you have made and long-term money that has not landed yet.
Learn moreSecured Financing
Use assets you already own - property, equipment, receivables - to access flexible funding at lower risk to you.
Learn moreSubcontractor Loans
Funding that keeps trades and subcontractors working while invoices and progress draws catch up.
Learn moreBusiness Loans & Investment Capital
Capital for established businesses that are ready to expand, acquire or invest - with terms built around the plan.
Learn more
Why Star Finance
Deep roots, and a straight answer
Founded in 1997, Star Finance & Loan Inc. has financed Alberta businesses, homeowners and plaintiffs for more than a quarter of a century. Our mission has not changed: the right financial solution, explained properly.
Expertise
Our advisors bring deep knowledge of Canada's financial and business environment to every file, and they have been applying it in this market since 1997.
Flexibility
We design solutions around your circumstances, whether that means bridging a short-term gap or funding a long-term investment. Every application is assessed case by case.
Trust & integrity
We build long-term relationships through honesty, transparency and confidentiality. You will always understand what you are signing before you sign it.
How it works
Three steps, no mystery
You should never have to guess where your application stands or what happens next.
- 01
Tell us what you need
Send us the outline through the application form or by phone: the amount, the purpose, and the asset or claim behind it. It takes a few minutes and costs nothing.
- 02
We assess it properly
We review the documentation and verify the collateral. If the structure does not work, you will hear that quickly rather than after weeks of silence.
- 03
Funds are released
Once terms are agreed and everything is verified, funding can be released in days. You will know the full cost of borrowing before you commit.
In their words
What clients and counsel say
Several of my clients have used Star Finance for settlement loans over the last few years, and Star Finance is always easy to work with, reliable and efficient.
Trent Brown, LL.B·James H. Brown & Associates As a husband and father, finding the right mortgage was a big decision for my family's future. Star Finance made what could have been an overwhelming process feel simple and stress-free.
Karl Lee·Mortgage client
Before you apply
Do you qualify?
We assess every application individually, but two things are almost always required.
- Assets that can serve as collateral - property, equipment, receivables or investments.
- A clear investment, business or settlement-related purpose for the loan.
Common questions
What is the minimum loan size?
Settlement loans start at $1,000. All other loans start at $10,000. We focus on meaningful financing, so if you are looking for a very small or payday-style loan, we are not the right fit.
Who qualifies for financing?
We evaluate every application case by case. Generally you will qualify if you own assets that can serve as collateral, and you have a clear investment, business or settlement-related purpose for the loan.
How fast can I access funds?
In many cases financing can be approved and released within days. The timeline depends on your documentation, collateral verification and the type of loan.
What is the difference between an asset and equity?
An asset is something of value you or your business owns, such as property, equipment, accounts receivable or investments. Equity is the ownership value left once debts are subtracted from assets. If your property is worth $500,000 and you owe $300,000 on it, your equity is $200,000.
Why choose Star Finance?
We are local, based in Edmonton with deep knowledge of the Alberta market. We are flexible, tailoring solutions to each client rather than to a template. And we have been lending here since 1997, entirely against real, verifiable assets rather than unsecured payday-style credit.
Still unsure? Get in touch and ask us directly.
Next step
Talk to a Star Finance advisor
Tell us what you need and we will tell you honestly whether we can help, and how quickly. No obligation, and no cost to ask.