1. Acceptance of Terms

By accessing, browsing, or submitting any information through this website (the “Site”), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions (“Terms”). If you do not agree, you must immediately discontinue use of the Site and refrain from submitting any application or documentation.

2. Eligibility

You represent and warrant that you are (a) at least eighteen (18) years of age or the age of majority in your province of residence, (b) a Canadian resident with the legal capacity to enter into binding agreements, and (c) submitting information that is truthful, complete, and not misleading. Star Finance reserves the right to reject or terminate any application in the event of false or incomplete information.

3. Application & Non-Guarantee of Approval

Submitting an application or uploading supporting documentation does not constitute an offer, commitment, or guarantee of financing. All applications are subject to verification, underwriting, and final approval at the sole discretion of Star Finance. We reserve the right to request additional information, conduct credit checks, or decline any application without providing reasons.

4. Use of Information & Confidentiality

All information submitted through this Site will be treated with strict confidentiality. You authorize Star Finance to collect, store, and process your personal and business information, including financial documents, for the purposes of credit assessment and financing review. You further consent to the disclosure of such information to third-party service providers, financial institutions, credit reporting agencies, and regulatory authorities where required by law or reasonably necessary to assess your eligibility.

5. Consent to Communication

By providing your contact details, you expressly consent to receiving communications from Star Finance and its representatives via telephone, email, SMS, or electronic messaging for matters relating to your application, financing opportunities, or related services. You may withdraw this consent in writing, subject to legal and contractual restrictions.

6. Limitation of Liability

To the fullest extent permitted by law, Star Finance, its affiliates, directors, employees, and agents shall not be held liable for any direct, indirect, incidental, consequential, or special damages, including without limitation loss of income, loss of data, reputational damage, or financial losses, arising from or in connection with the use of this Site, reliance on any information provided, or submission of any application.

7. Accuracy & No Warranties

While we strive to maintain accurate and up-to-date information, Star Finance makes no representation or warranty, express or implied, regarding the completeness, reliability, or availability of content on this Site. Any reliance placed on such content is strictly at your own risk.

8. Third-Party Sites & Services

This Site may contain links to third-party websites or services that are not owned or controlled by Star Finance. We assume no responsibility for the content, policies, or practices of such third parties. Accessing such sites is at your own discretion and risk.

9. Modifications

Star Finance reserves the right to amend, revise, or update these Terms at any time without notice. Your continued use of the Site following changes constitutes acceptance of the revised Terms. It is your responsibility to review these Terms periodically.

10. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Province of Alberta and the federal laws of Canada applicable therein. Any dispute, controversy, or claim arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of Alberta.

11. I consent to a limited AI-assisted assessment and a final human review of my submission. I agree to be contacted about this request.